The latest on tuition cuts, passive investing, and budgeting with beans
Here are some favorite personal finance reads from around the web this week.
—The Washington Post
Colleges are cutting tuition by as much as a third, concerned that their sticker prices are scaring off applicants. The move has exposed an open secret: Most students don’t pay full price anyway.
When Jack Bogle came up with the idea of low-cost index funds, it propelled passive investing to the mainstream. But along the way, index funds have evolved, making some ask if they truly are passive. One thing’s certain: They still beat actively managed funds.
A mountain of credit card debt led this writer to learn personal finance basics and tackle a budget for the first time. She eventually was able to pay off her credit cards thanks to a simple, cheap food staple: beans.
At 30, this writer made her way back to college, facing the challenges of applying for financial aid and attending classes as a working adult. She doesn’t regret it.
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