Money Calculators - Beth Kobliner

Money Calculators

Tracking your spending? Saving long-term? Paying off debt? Our easy-to-use money calculators will get you there.

Make a home budget

One of the most important steps to gaining control of your budget is to determine where your money is going. This calculator helps you do just that.

LAUNCH CALCULATOR

Save for a goal

Saving for a down payment on a house? Or a big vacation? What will it take to reach your goal? This calculator helps you find out.

LAUNCH CALCULATOR

Calculate compound interest

Thanks to the miracle of compounding, even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you.

LAUNCH CALCULATOR

Pay off your credit card

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

LAUNCH CALCULATOR

Rent vs. buy

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a decision between these two options. Click the “View Report” button for a detailed look at the results.

LAUNCH CALCULATOR

Plan your 401(k)

A 401(k) can be one of your best tools for creating a secure retirement. With tax advantages and, in many cases, matching employer contributions to your account, the result is a retirement savings plan you cannot afford to pass up.

LAUNCH CALCULATOR

Roth 401(k) vs. traditional 401(k)

The Roth 401(k) allows you to contribute to your 401(k) account on an after-tax basis—and pay no taxes on qualifying distributions when the money is withdrawn. With a traditional 401(k), deposits are subject to taxes when the money is withdrawn. Use this calculator to help determine the best option for your retirement.

LAUNCH CALCULATOR

Plan your Roth IRA

There is no tax deduction for contributions made to a Roth IRA. However, all future earnings are sheltered from taxes. The Roth IRA can provide truly tax-free growth.

LAUNCH CALCULATOR

Plan your traditional IRA

Contributing to a traditional IRA can create a current tax deduction, plus it provides for tax-deferred growth.

LAUNCH CALCULATOR

Roth IRA vs. traditional IRA

Use this tool to determine which type of IRA may be right for you.

LAUNCH CALCULATOR

Plan your retirement withdrawal strategy

Figure out how to draw down accounts like 401(k)s or IRAs. Enter the number of years you need the withdrawals, aka “distributions,” to last and learn how much you can take out periodically. Or, enter how much you need to take out periodically and determine how long the funds will last.

LAUNCH CALCULATOR