Make Your Kid a Money Genius (Even If You’re Not)

As parents, we’re game to tackle almost any topic with our kids. Sex? No problem. Drugs and drinking? Check. But money? That’s another story.

We lie. (“Sorry, honey, I don’t have any money on me.”)
We worry. (“College tuition costs WHAT?!?!”)
We procrastinate. (“I’ll open a 529 account next year.”)
And we bury our heads in the sand. (“Birthday gifts? Swim lessons? I’ll put them on my Visa!”)

But our kids aren’t fooled. Even preschoolers can understand basic money concepts like spending and saving, and a study from Cambridge University confirmed that kids’ money habits are formed by age seven. In other words, it’s time to have that talk.

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