Roth 401(k) vs. traditional 401(k) | Beth Kobliner

Roth 401(k) vs. traditional 401(k)

The Roth 401(k) allows you to contribute to your 401(k) account on an after-tax basis—and pay no taxes on qualifying distributions when the money is withdrawn. With a traditional 401(k), deposits are subject to taxes when the money is withdrawn. Use this calculator to help determine the best option for your retirement.