How to choose between debit and credit
If you're debating between debit and credit, here's how to tell what's right for you.
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Tag:
credit cards
Spending
No more free frisbees with credit card sign-up on college campuses
Along with the cool breeze, September brings the first full school year since the CARD Act (Credit Card Accountability, Responsibility, and Disclosure) went into effect. And the place most affected: the college campus.
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Should you consider a credit union?
Credit unions often offer debt counseling, higher interest rates on savings accounts, and FDIC insurance.
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Could you survive on cash only?
The average American has 4 credit cards—and $7200 in credit card debt. Even in the down economy, our culture puts a high priority on being able to spend more than our cash on hand.
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Spending
Why you should stay away from store credit cards
You know the drill. You're at the register when a salesperson asks this question: "Would you like to open a store credit card? You'll get a 10% discount on your entire purchase."
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